Biz Buzz

March 2017

Tuesday, March 7th, 2017

College Connect – Credit scores can be confusing

By Yu Zhang As an international student, I am a newcomer as to the credit scores in the U.S. As soon as I was told that a U.S. credit card will benefit me in terms of flying miles and, I went to Chase to applied for a credit card. However, I was turned down as my credit history was too short. I turned to Discover instead which does not require any credit history. I paid every month on time and ...[Read More]
Tuesday, March 7th, 2017

College Connect – Putting time and money in perspective

By Michelle Maki When I first watched “The Avengers,” I leaned over and asked my friends, “How much do you think it would cost to rebuild the whole city after they’re done?” As a journalism major, I ask too many questions — some about Marvel movies, but others about issues that impact a community. The way people live is hugely affected by money and the economy, which motivates me ...[Read More]
Tuesday, March 7th, 2017

College Connect – Staying on top of finances

By Saundra Wilson This year I got my first credit card and I had a sentimental moment in my car afterwards. I realized that there was no going back. I had taken a giant leap into the pool of adulthood and was officially submerged. No parent’s name next to mine on the paperwork in case of an emergency. Nope. This one was all me! In order to avoid getting into the habit of spending money that ...[Read More]
Tuesday, March 7th, 2017

College Connect – My first paycheck

By Ross Leviton One of my first, and most memorable times with money was after the arrival of my first paycheck. I had volunteered with a company for a few months and they had decided to hire me, which meant I was going to get paid! I remember having to figure out my Social Security number and the confusion I felt when I first had a W-2 placed in front of me. I turned my timesheet in to my boss ...[Read More]
Tuesday, March 7th, 2017

College Connect – Exchange rates

By Ziluo Qiu When thinking about money, the first thing that comes to my mind is the exchange rate. I am an international student. It is necessary for me to understand exchange rate because it affects my life abroad. I was interested in exchange rates the first time I know about them. It is not difficult to understand that different countries use different currency. I still remember the first time ...[Read More]
Tuesday, March 7th, 2017

College Connect – Investing in the future

By Madison Alder A time I learned something about money was when I discovered my summer internship had automatically set up a 401K for me and I had to transfer the balance. I learned about the account when I received a letter in the mail informing me I needed to transfer the money from the 401K into a private savings account as soon as possible. Not knowing what that really meant, I called up the ...[Read More]
Tuesday, March 7th, 2017

College Connect – Fake discounts

By Lan Jiang Amazon.com, Jet.com, Ebay.com and Taobao.com, these e-commerce websites provide cheaper goods than that in the off-line stores. It is very often that those e-commerce websites providing a discount on some special festivals, such as Best Buy’s time-limited discount on the President Day. However, a shrewd customer would find out some discounts are fake. For example, one designer’s ...[Read More]
Tuesday, March 7th, 2017

College Connect – Real world budgeting

By Kara Carlson When you’re sixteen years old, getting your license finally means freedom. For me, as student involved in several extracurriculars and two sports it meant that my long days at least began and ended with me behind the wheel. Even if that meant carting myself off to games up to an hour away I loved every minute of my new found independence. But then gas prices steeply began to ...[Read More]
Tuesday, March 7th, 2017

College Connect – Keeping a budget

By Jenna Miller Most of my life I haven’t kept a budget. I didn’t see the need to put energy into recording what I make and spend. I never looked at my credit statement or my bills and I thought it worked totally fine. Even living in New York City, paying for college, rent and food, I always found there was magically enough left at the end of the month to polish off my bills and my credit card ...[Read More]
Tuesday, March 7th, 2017

College Connect – Line of credit

By Corinne Roels Something that I learned a lot about during while working in retail was how applying for credit cards and acquiring them can affect your credit score.  As an employee of a large-size mall retailer, it was frequently a part of our required performance to "sell" credit cards to customers.  This was often challenging, as customers don't always want to open up a line of credit with ...[Read More]
Tuesday, March 7th, 2017

College Connect – The lessons of money

By Brianna Stearns Although some may warn that money is the root of all evil, my life would be vastly different if I had not had the financial ability to participate in luxuries such as traveling, trying new activities and attending an out-of-state university. With money can come greed, but if spent wisely, money brings experiences that can positively and irreversibly impact your life and your ...[Read More]
Tuesday, March 7th, 2017

College Connect – Gambling in Las Vegas

By Allie Morgan Newman Like many people do, I celebrated by 21st birthday in Las Vegas. It is easy to see the opportunity to both spend and make money in a place like Vegas. I really thought about money in a new way when I first sat down at the blackjack table that had a five-dollar buy in. When people gamble it is usually with the hopes of making money, as I sat at the table though, I watched ...[Read More]
Tuesday, March 7th, 2017

College Connect – My first credit card

By Alexa Nicole D’Angelo The first time I really started to think about money was when I got my first credit card. I am a notorious shopaholic with a tendency to shop until I have nothing in my bank account when I am stressed. I got my first credit card with a limit of $1,200 and within two months, I had maxed it out. No one had really explained credit to me, other than I knew I needed to have ...[Read More]

December 2016

Monday, December 19th, 2016

College Connect: Saving Money at the Grocery Store

By Zack Newman I relish food and am constantly enticed by the possibility of a smorgasbord of flavors. While the occasional splurge is ok, constructive habits can lead to long-term savings. This happens a few dollars at a time. I compiled a few of my favorite tricks below to save money at the food store. The envelope trick: Budget out the amount of money you anticipate spending on “fun food” ...[Read More]
Thursday, December 8th, 2016

College Connect: Filing Taxes Cause College Students to Confront their Money Skills

By Lisa Fu College is when many young adults take their first step to financial independence. It may be taking on a part time job or simply remembering to pay the rent on time, but college is when many students often confront their responsibilities with money and find their knowledge is lacking. When it comes to filing taxes, for example, college students have many questions, but the answers ...[Read More]
Thursday, December 8th, 2016

College Connect: College Loans are Necessary, but Require Planning

By Azure Aladin College is expensive. Tuition, rent, textbooks, groceries and other bills add up, forcing many college students to take out loans to defer the expense of attending a university. Courtney Wheeler, a junior at the University of Georgia, qualified for a scholarship provided to Georgia residents who have performed well academically, but did not get any other assistance even though she ...[Read More]
Thursday, December 8th, 2016

College Connect: In Today’s Electronic Age, Receipts Can Be Your Friend

By Covey Eonyak Son My dad always told me to hold onto my receipts, no matter how minor the purchase. He was obsessed with collecting them. He even had boxes (yes, multiple) of old receipts and invoices in his home office. Just in case. A little over a year ago, my dad’s advice came back ringing in my head. I finally understood why he so meticulously kept all of his receipts. It was July ...[Read More]
Thursday, December 8th, 2016

College Connect: Managing Your Money Doesn’t Have to Be So Stressful

By Covey Eonyak Son You probably grew up getting allowances from your parents. Your parents probably got you a piggybank one day, and told you to not to break it open until you’ve saved enough money. And they almost definitely at some point told you to put something back at the store because you don’t really need it. This is how a lot of parents try to teach their children about financial ...[Read More]
Thursday, December 8th, 2016

College Connect: Yes, You Really Can Afford to Take That Internship

By Covey Eonyak Son Around this time last year, I finally got a call I spent months hoping to get. The voice on the other end offered me an internship at the Minneapolis Star Tribune. It was a happy ending to an annual ritual that thousands of college students take part in each year. We spend hours writing and refining cover letters and résumés with the hope that we’ll be chosen. So naturally, ...[Read More]
Thursday, December 8th, 2016

College Connect: Getting your first credit card and how to manage it

By Emma Diltz Getting a credit card is a big push into adulthood for a lot of people, including students. Going into college, it’s a good idea to start thinking about getting a credit card. Without good credit, it’s hard to buy a house, pay off student loans or buy a car. As a student, the best card I found is the Discover it for Students card. With this card, students don’t have to have ...[Read More]
Thursday, December 8th, 2016

College Connect: Effectively budgeting for the holiday season

By Emma Diltz As the holiday season is upon us, students are strapped for money more than usual. Throughout the rest of the year, they’re usually focused on buying groceries, paying rent and with the little money they have left, shopping or attending a variety of events. All too often, December rolls around, the same time every year, and students haven’t even started pricing gifts, let alone ...[Read More]
Wednesday, December 7th, 2016

College Connect: As an international student, make sure your bank is actually ‘local’

By Daniel Levitt Telling your bank that you’re going abroad on vacation is often unnecessarily laborious. Try telling them that you’re moving abroad to study until ‘who knows when?’ Though it may seem like the last thing you need to worry about before your move, especially if it prides itself on being “the world’s local bank”, but sorting out your bank account may just be the most ...[Read More]
Wednesday, December 7th, 2016

College Connect: Grad School Doesn’t Have to Break the Bank

By Daniel Levitt When I first told my friends and family of my plans to study in America, they thought I was barmy. And that was before I told them it was a master's degree that I wanted to pursue. As I researched journalism schools from all 50 states, my long short-list of schools stood at six: Georgetown, Georgia, Illinois, Missouri, Northwestern and Texas. The cheapest list price for international ...[Read More]
Wednesday, December 7th, 2016

College Connect: A new bicycle isn’t worth it – YES IT IS!

By Daniel Levitt "I'll buy one at the start of the semester." "I'll buy one after my exam." "No, seriously, I'll buy one on the weekend." Sound familiar? There's only one time to buy that bicycle you need, and that's now! See, for all of those days and weeks that you delay the big purchase, your bank balance is being left exposed. But it doesn’t have to be big at all. The “green” ...[Read More]

October 2016

Monday, October 24th, 2016

College Connect: Why I have a Safety Net

Charlie Clark, Arizona State University Cronkite School I got my first job at 19 making $8.25 per hour working in a coffee shop. Although I would by no means characterize that as good pay, I was in college on a scholarship, and it was certainly enough income to fill my gas tank and supply my diet of ramen and microwavable mac n’ cheese. Although my only real motivation for saving at the time ...[Read More]
Monday, October 24th, 2016

College Connect: Money Can’t Buy Love

Jacob Garcia, ASU Cronkite School I’m sure you’ve heard of the saying, “Money can’t buy love.” I agree, and I hope my experiential story about money demonstrates that. I spent this past summer in Cape Cod, Mass., and for one of my days off in early July, I decided to take a trip to NYC to visit my girlfriend. Her birthday comes in mid-July, and I knew I wouldn’t be able to celebrate ...[Read More]
Monday, October 24th, 2016

College Connect: Lessons in Money from New York City

Kanak Jha, Arizona State University, Walter Cronkite School of Journalism and Mass Communication This past summer I had the opportunity to move to bustling New York City. New York is full of life lessons, especially for a young student working their first full time internship far away from home. Some of the most prominent lessons the city taught me was about money. When I moved to the city I ...[Read More]
Monday, October 24th, 2016

College Connect: The Bank of Mom and Dad

Connor Murphy, ASU Cronkite School Even among other major European cities, German towns and cities are unique for their dependence on cash. Whether you’re buying a pilsner at a beer garden or postcard to send home, cash is the preferred method of payment. This is not to say that credit is not a major part of the German economy, but everyday transactions are generally paid in cash only. In many ...[Read More]
Wednesday, October 19th, 2016

College Connect: Why I never buy anything that’s not on sale

Kourtney Balsan, ASU Cronkite School I never buy anything that isn’t on sale. Red stickers and slashed prices is my norm. Why? Well, besides the fact I am a broke college student, I realized that everything will usually go on sale eventually. I learned this life tip through my own shopping experience. I love to shop, so much so, that I consider it a recreational sport or a means of relaxation. ...[Read More]
Wednesday, October 19th, 2016

College Connect: Is Money Happiness?

Anya Rogers, ASU Cronkite School Money is a medium of exchange, a unit of accounts and a store of wealth. Money is many things, but it is not happiness, time or love. A teacher I know is eligible to retire now, but if he waits three more years, he will make a couple thousand more in retirement every year for the rest of his life. The only problem is that his job is getting harder every year. ...[Read More]
Wednesday, October 19th, 2016

College Connect: Buy Now, Pay Later

Sophia Kunthara, Student, Arizona State University, Walter Cronkite School of Journalism and Mass Communication The simplest lesson in personal finance: don't spend what you don't have (or won't have). This is true for borrowing money in the form of loans and for credit card spending. Taking out a loan and using a credit card can have enormous benefits, but can easily be a trap for debt as well. Credit ...[Read More]
Wednesday, October 19th, 2016

College Connect: Magic or Credit?

Serena Zhang, Student, Arizona State University, Walter Cronkite School of Journalism and Mass Communication I remember being in awe of credit cards when I was really young. Before I even knew the official name, I use to call them “magic cards” because money was magically stored in them. I was 16 when I got my first magic card. My parents got it for me because I was going out of the country ...[Read More]

August 2016

Tuesday, August 16th, 2016

College Connect: 4 Fun Ways to Save Money This Year

By Andrea Stoll   Andrea Stoll is a student at the University of Missouri....[Read More]
Tuesday, August 16th, 2016

College Connect: Can you really live without a TV set?

By Kouichi Shirayangi We all grew up with television as part of the background in our lives. So, when we get to college, a TV comes along with us. I did a research of ads, and most dorm residents get a TV that’s about 32 inches. In fact, that’s the recommended size for dorm room from experts at reviewed.com, and that size can be purchased for under $300. In the dorm, cable hookup is part ...[Read More]
Monday, August 15th, 2016

College Connect: Some simple hacks to help you get your deposit back!

By Lauren E. Steffens I’ve lived in every type of campus and off-campus housing – dorms, sorority house, furnished apartments, unfurnished apartments and houses. Each and every one requires a deposit. And often, you don’t get it all back. So here are some tips to avoid a tussle with the landlord when it’s time to move out. After all, deposits are often hundreds of dollars, and most college ...[Read More]
Monday, August 15th, 2016

College Connect: The debate about what it costs to go to college

By Lauren E. Steffens This year’s Democratic primaries talked about the cost of a college education and student debt. Here are some interesting facts I found about the cost of higher education from an annual survey taken by the non-profit, College Board. Some trends from the most recent 2015 report: Go West: When it comes to lower tuitions at public colleges, the western states have it. The ...[Read More]
Monday, August 15th, 2016

College Connect: The very high cost of college parking

By Lauren E. Steffens Parking is the bane of college students. It’s a scene repeated every day – students are circling the metered parking lot near inner campus, waiting for students to leave so they can claim a coveted spot. After finally grabbing a spot, putting in coins or a pay card, they dash to class. It’s a scene I remember well, as that lot was across the street from my sorority ...[Read More]
Monday, August 8th, 2016

College Connect: Don’t be penny safe and pound foolish when making big decisions

By Kouichi Shirayanagi Perhaps the worst decision I made over the past year with my money was when I did not spend more to save anguish in the future, but I just did not know what the future held for me. After I got married in Tunisia, I had to mail my wife’s application for permanent residency to the USCIS processing center in Omaha, Nebraska. I went to the post office in Tunis thinking that ...[Read More]
Monday, August 8th, 2016

College Connect: Tips to save at the grocery store

By Kouichi Shirayanagi A typical college students spends $80 –to $200 on groceries, depending on how much you cook. That’s a lot of money and grocery stores know it. That’s why the layout of a grocery store is a marketing science. The milk is never put in the front of a grocery store because often all someone needs if they just need one item is a gallon of milk. How often have you heard ...[Read More]
Monday, August 8th, 2016

College Connect: Coupons for students go high-tech

By Kouichi Shirayangi On a college campus, there are a lot of coupon books with student discounts. Are they good deals? That depends. Is this an item you’d buy anyway? If it isn’t it might make you spend money and not save money. Years ago, local coupons were most likely found in the Sunday section of the newspaper. Now there are many paper as well as digital locations to find coupons, as ...[Read More]

June 2016

Tuesday, June 28th, 2016

College Connect: Credit Cards: What To Know and Watch Out For

By Alex Ring With the laundry list of other responsibilities that flood into the life of a college student credit cards can be a double-edged sword that solidifies adulthood and can pave the way for future but it should not be taken lightly. Credit cards play to one of the most important needs of a consumer, convenience. The basis for credit cards originated in the early 1900’s and resembled ...[Read More]
Tuesday, June 28th, 2016

College Connect: Starting in college – measured spending and saving

By Alex Ring We learned in Econ 1010, that money is defined as a medium of exchange, a unit of account, and lastly, a store of value. As the school year, approaches I begin to understand that last part -- the practical job of money. A store of value means that when you transfer purchasing power from the present to the future and when done correctly can keep all other aspects of personal finance ...[Read More]

March 2016

Wednesday, March 23rd, 2016

College Connect: Saving money

By Larissa Garza Spending cash is a lot easier when you aren’t looking forward to a paycheck every week. As a server and bartender, most of the time my paychecks are about $20. However, after every night I get to walk away with the money I made that night. It’s the perfect job for a college student because you are able to pick up more shifts and walk away with the money you need when you’re ...[Read More]
Friday, March 11th, 2016

College Connect: Wants versus needs; a lesson learned

By Lindsey Wisniewski For as long as I can remember, my parents warned me about the dangers of money. Before I was of legal age to obtain credit, my mom and dad, who were divorced since I was 12, had a combined four bankruptcies between the two of them. In other words, they didn’t know how to handle money properly. So when I was finally able to obtain employment, my parents cut me off. No, I wasn’t ...[Read More]

February 2016

Monday, February 29th, 2016

College Connect: One financial regret

By Hilary Davis I don't have many regrets in life. I don't like to be haunted by "what ifs." But if I could turn back the clock, I would start saving for retirement from my first paycheck. When I completed my undergrad and entered the professional working world in 2006, my 401k was the furthest thing from my mind. Retirement is for old people. I was 26. I was young, and was always going to be young, ...[Read More]
Monday, February 29th, 2016

College Connect: Dump the cable bill

By Krandall Brantley Several times throughout my first 3 years of college, my mother kept saying she was planning on getting rid of cable because my parents were paying too much for a bunch of channels they didn't use. I knew she wasn't a big fan of cable, but I didn't expect it to actually happen. I was on my way home for spring break junior year of college and I planned on relaxing on the couch ...[Read More]
Monday, February 29th, 2016

College Connect: Change the way you save

By Judson Tomaiko Change has a way of being taken for granted. Not "change" like the concept of something new happening but rather the physical metal coins that people get from a business on the off-chance they didn't use their debit card. The collective place that pennies, nickels, dimes and quarters have in our society has become apparent. Lost in couch cushions, dropped in gutters and even thrown ...[Read More]
Monday, February 29th, 2016

College Connect: Credit cards are evil

By Lauren Potter  When I first moved to the U.S. from Australia nine years ago, I was fortunate to land a really great job. For my age, and given that I had no higher education at the time, I was making a lot of money. In fact, I really didn't know what to do with it all. I had cash stuff in the pockets of purses, on my bedside table, in the glove compartment of my car. Well, it wasn't exactly "overflowing," ...[Read More]
Monday, February 29th, 2016

College Connect: Money experience story

By Anthony Prosceno When traveling, it is a good idea to carry a little extra cash because it may turn out that your physical dollars may more value than your credit cards. Last year, a group of friends and I went on vacation in Mexico, and a couple of my friends decided they would withdraw money across the border. Before leaving home, I withdrew the money I would need for the trip with a little ...[Read More]
Monday, February 29th, 2016

College Connect: My tips for money management

By Joseph Steen Having money is one thing, but being able to handle it wisely is another. I've had both good and bad experiences and will try to give you tips on how to handle your money better. The first thing to do is always carry cash. This discourages you from using your debit/credit card as much and makes purchases seem more real than swiping a piece of plastic. I've at times looked at my bank ...[Read More]

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