Biz Buzz « SABEW

Tuesday, April 16th, 2013

College Connect: A financial milestone: paying off my car loan

By ALEX BACA I've waited for a long time to write these words: my car is paid off. At the beginning of February, I paid the remainder of my loan and gave myself a pat on the back. My car loan wasn't scheduled to be paid off for another year or so. But when my parents told me I had to take over the loan obligation after I graduated college, I vowed to pay back the loan as soon as I could. Why? ...[Read More]

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Tuesday, April 16th, 2013

College Connect: Grads Face Rough Job Market

By KATIE BRENNAN Here’s some distressing news for soon-to-be grads, since I’m sure that’s what you were hoping for. A report out this week from the Economic Policy Institute said there is little hope for young graduates. The depressing message: if you get a job, it’s going to be a low-paying entry-level position. The report admits it can’t tell the future and the job market is slightly ...[Read More]

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Monday, February 18th, 2013

College Connect: Taxes: Students need to learn how to file

By ALEXANDRIA BACA Filing taxes can be scary for working folks of all ages. In fact, more than 80 percent of filers used a tax-preparation service or software to complete their yearly returns. I first filed my taxes as a singe person in college, after my parents stopped claiming me as a dependent on their returns. I spent hours hunched over my computer, studying the IRS website and going over ...[Read More]

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Tuesday, February 12th, 2013

College Connect: The thing we forget about – health insurance

By Hannah Spaar One of the most important things we don’t like to think of ourselves as old enough to worry about is insurance. But it’s something that once set up, we can forget about and get back to having fun. Health insurance is getting easier to have taken care of, since under the Affordable Care Act (if you don’t recognize the title, you almost certainly know it as “Obamacare”) ...[Read More]

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Tuesday, February 12th, 2013

College Connect: Talking budgets with Mom has a generation gap

By Hannah Spaar One of what I consider the best traits of our generation is our bold moves toward female financial independence, especially while in relationships. But this is something our parents’ generation didn’t experience, so it’s important for us to communicate the difference to them when talking about finances. My parents dated throughout my mom’s time in college, so her expectations ...[Read More]

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Thursday, December 27th, 2012

College Connect: My first semester abroad

By Robert Abel This spring I spent my first semester abroad. I went to Buenos Aires, Argentina. I had planned to use the money from financial aid to support myself while I was abroad. It would have been roughly over $4,000, which would have been a little over $1000 a month to live on. The only problem was the extra money was through parent plus, or a loan that your parents co-sign on for an added ...[Read More]

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Thursday, December 27th, 2012

College Connect: Parents and Personal Finance

By Robert Abel My first post was about how I felt the need to help and give back to my parents. I spoke about how I used the money left over from my student loans to help my parents with bills and other expenses. While I still support helping my parents, I would also like to expand on my previous post by talking about the limitations and what I have learned since. You have to learn when enough ...[Read More]

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Friday, December 14th, 2012

College Connect: Learning from our parents financial mistakes

By ROBERT ABEL My first post was about how I felt the need to help and give back to my parents. I spoke about how I used money left over from my student loans to help my parents with bills and other expenses. While I still support helping my parents, I would like to expand on my previous post by addressing the limitations and what I have learned. First, you must learn when enough is enough. Sometimes ...[Read More]

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Friday, December 14th, 2012

College Connect: Need a fresh look at your spending? There’s an app for that.

By ALON GALBOA Smartphone apps are seemingly everywhere these days – one for every purpose imaginable. Some are for fun and others for work. But what if you need to get your financial life in order? The first, and some might say the only, app you need is Mint. It is the perfect way to get a birds-eye view of your personal finances. You can either input information or more conveniently securely ...[Read More]

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Friday, December 14th, 2012

College Connect: Save money on tuition by looking for classes off campus

By ALON GALBOA College can be expensive. Everyone knows that. But if you’re already in college, why not also try and save some money and stress? How’s that possible, you might ask yourself. Is there some strange class not in the course catalog that offers the same credit of your regular classes, but costs less and is pass/fail? If these magical classes existed, would you enroll in them? To ...[Read More]

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Friday, December 14th, 2012

College Connect: Starting young

By ALON GALBOA College is full of decisions. Some of them, like what to major in or who to date, are obvious. Others can be less clear. Yet, there’s one decision that you could start right now that puts you in a better financial position than almost all other college students. It’s not winning the lottery, or inheriting large amounts of money, it’s saving money and investing. It’s a ...[Read More]

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Wednesday, December 12th, 2012

College Connect: Bargains may really be blunders

By KATIE BRENNAN The rise in popularity of online deal sites like Groupon, LivingSocial and Lifebooker has been about as dramatic as the discounts they offer. The discount sites have seen spectacular growth in recent years, aided by the U.S. recession and increased consumer interest in mobile technology. Earlier this month, Bloomberg reported Groupon’s stock price was surging on speculation ...[Read More]

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Monday, December 3rd, 2012

College Connect: A college student and the fiscal cliff

By NICK THOMPSON As a young college student surviving on canned tuna and cheap beer, there was not much that met the eye for me for some time on this whole fiscal cliff thing. All that I had heard was that tax hikes and spending cuts were coming, and Congress will be dysfunctional as always in solving the problem. That was before the election, and at that point I was still jealous that Mitt ...[Read More]

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Monday, December 3rd, 2012

College Connect: ‘Tis the season of exchanging gifts

By ALEXANDRIA BACA The winter holidays are supposed to be a time of giving thanks and celebrating the company of family and friends. I always get a little stressed out, though, at the thought of exchanging gifts. When I was younger, my parents would give my three sisters and I some cash, drop us off at the local mall and we’d spend the day in alternating pairs, buying gifts for the family. Since ...[Read More]

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Wednesday, November 21st, 2012

College Connect: Paying for college on a budget

By ALLISON PRANG If you're doing it essentially alone, paying for college isn't going to be an easy task, especially in today's economic times. Before starting my freshman year at the University of Missouri, I was offered different financial packages at four different schools. One was almost a full ride to a private liberal arts college in the middle-of-nowhere Iowa. But I wasn't having any ...[Read More]

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Wednesday, November 21st, 2012

College Connect: Weighing the post-college job offer

By SYDNEY MILLER Finding a job: the new frontier -- at least, it is for college students. Finding a job post-graduation can be a daunting and frightening task, but choosing a job can be even scarier. What do I mean by that? Sifting the good jobs from the…job with less benefits. Aside from the occasional internship and part-time job, students have no experience navigating the world of employment ...[Read More]

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Wednesday, November 21st, 2012

College Connect: Earning money on the side

By ALEXANDRIA BACA As a graduate student, I’m not exactly making the big bucks. I have a graduate assistantship working as an assistant news editor at the Columbia Missourian that grants me a tuition waiver and an above-minimum wage. I still, however, have more out in students loan than I’m comfortable with so I spend a fair amount of time picking up extra hours at the Missourian or looking ...[Read More]

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Monday, November 5th, 2012

College Connect: Planning ahead for student travel

By JUSTIN YANG November usually marks the beginning of the yearning to take a break from the onslaught of midterms and endless amounts of papers waiting to be written. Going home in November means reconnecting with old friends about your wild college experiences and a chance to show off how much you've grown since leaving high school. More importantly, going home for Thanksgiving and other ...[Read More]

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Monday, November 5th, 2012

College Connect: It’s never to early to start building good credit

By SYDNEY MILLER It is supposed to be easy. Credit card companies practically beg students with youthful naïveté and lackluster self-control to open an account. I receive at least four credit offers in the mail each year; an everlasting irony, considering I am rejected by the same companies every time. The first life advice I’d lend to any student new to the world of personal finance is, ...[Read More]

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Monday, November 5th, 2012

College Connect: How to talk about money — when you live together

By ALEXANDRIA BACA When my partner and I decided to move in together, we knew we'd need to have some frank (and uncomfortable) discussions about money. We're both graduate students, and that means staying within our budgets is important. We agreed to split our shared expenses 50-50, including groceries, rent and utilities. To keep track of who has paid for what, we use a small dry-erase board ...[Read More]

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Monday, November 5th, 2012

College Connect: Preventing Debit Card Fraud

By DANIELLE MCCARTHY It was the scariest phone call I’ve ever received. I suppose, in retrospect, I should be happy it is the scariest phone call I’ve ever received. But waking up to a phone call from a stranger telling you he has reason to believe your bank account has been compromised is never good. What’s that you say? More than $1,000 in charges to websites based in the United Arab ...[Read More]

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Tuesday, May 29th, 2012

College Connect: Lessons learned while studying abroad

By: ARMEEN MISTRY, University of Missouri This past summer when I studied abroad in Argentina, there was question about how I would deal with money, with paying for things on a day-to-day basis. My parents were from an era of Traveler's cheques and hard cash exchange. The study abroad coordinator suggested I withdraw money using my debit card regularly. After some research, we realized unfortunately ...[Read More]

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Tuesday, May 29th, 2012

College Connect: Live like a student (including budgeting…)

By: ARMEEN MISTRY, University of Missouri At the beginning of this semester, I applied to approximately 25 law schools. Call me crazy, stupid, naive, or whatever you would like, it was intense to say the least. Fortunately, many schools offered application fee waivers which cut down on some of the expense, but the Law School Admission Council (LSAC), in all their glory, decided to tack ...[Read More]

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Thursday, May 17th, 2012

College Connect: Back home again – saving your sanity while still saving money

By BENJAMIN DASHLEY, Ball State University After living on your own for most of a year, it’s no fun to move back in with your parents. I’m doing it this year to save some money while I complete an internship only 20 miles away from my dad’s house, but it’s the first time I’ve done that since high school. There are plenty of options for those who don’t want to live under the iron ...[Read More]

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Wednesday, May 16th, 2012

College Connect: Getting Into College: An Expensive Story

By ANDERS MELIN, University of Missouri I don’t buy many of the arguments coming from Republican politicians and activists, but they frequently touch on one subject that I can only fully agree with; that bureaucratization and documentization of the United States is a real problem and a massive waste of resources. Aside from filing taxes, the endless errands at the DMV, and trying to obtain citizenship, ...[Read More]

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Wednesday, May 16th, 2012

College Connect: The cost of a summer internship

By CODY LAGROW, University of Missouri Spring always brings new beginnings. For most, the season represents opportunity, growth and improvement. But ask a college student what spring means, and you might get a different answer. With final exams and internships looming over students’ heads, spring means studying, stress and surprise. Like many of my peers, I made it a goal to land an incredible ...[Read More]

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Wednesday, May 16th, 2012

College Connect: The hidden cost of education

By STEVEN RICH, University of Missouri A graduate assistantship is like a gift from the heavens. If you get one at MU, it entails 10 hours of work a week for a full tuition waiver. As an out-of-state student, this was absolutely enticing. Then came the fees. They are little things that no one really considers, but they make a huge impact. They add up quickly and before you know it, there’s ...[Read More]

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Monday, May 7th, 2012

College Connect: Growing Up and Paying Taxes: Pricey welcome to the adult world

By VICTORIA ISON, Ball State University In the last month, I’ve had to make more adult financial decisions than ever before: three, to be exact. I paid taxes, prepared to buy a car and decided to live off campus. These are things everyone goes through but are hard to appreciate until it’s your turn. For instance, I had heard people complain my whole life about paying taxes, but always considered ...[Read More]

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Tuesday, May 1st, 2012

College Connect: Jobs in college double as career experience

By SARAH BOSWELL As long as you're paying your way through college — as nearly half of us are — you might as well make it worth your while by picking up real skills along with a paycheck. From driving a campus shuttle bus to designing mobile and tablet apps, students are doing just that – getting a jump start on the careers they plan to pursue after school. Alexa Jensen, a recent graduate ...[Read More]

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Wednesday, April 25th, 2012

College Connect: Sometimes good news comes with a price tag

By CODY LAGROW, University of Missouri Spring always brings new beginnings. For most, the season represents opportunity, growth and improvement. But ask a college student what spring means, and you might get a different answer. With final exams and internships looming over students’ heads, spring means studying, stress and surprise. Like many of my peers, I made it a goal to land an ...[Read More]

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Wednesday, April 25th, 2012

College Connect: You Got To Spend Money To Make Money

By ANDERS MELIN, University of Missouri It was a late evening in early August of 2007 that I first stepped onto American soil at the airport outside of Charlotte, N.C. Close to five years have passed since, and the way this nation has embraced my presence has effectively killed any kind of complaint I may have had; falling short in only one single matter – the reluctance to allow me to work ...[Read More]

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Thursday, April 19th, 2012

College Connect: Smart shopping – beating back the lure of the impulse purchase

By VICTORIA ISON The tomato basil potato chips are begging to be bought. In a colorful, crackly bag, sitting prominently beneath a sale sign, they scream “we’d be perfect for your party!” I do my best not to listen. The dollars in my wallet need to stay right where they belong; too many of their brothers and sisters have disappeared already today. I use a tactic my dad taught me to defuse ...[Read More]

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Friday, April 6th, 2012

College Connect: Conference cash may not always be there, but you can still make the contacts

By KELLY DICKEY, Ball State University I was thrilled when I found out this year’s American Copy Editor’s Society, or ACES, conference would be held in New Orleans. Thoughts of meeting professionals, attending workshops and maybe taking a little trip down Bourbon Street rushed through my head. But as I crunched the numbers for the flight, hotel and membership fees totaling more than $600, ...[Read More]

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Thursday, March 29th, 2012

College Connect: Health Insurance: Pay the premiums and avoid the pain

By VICTORIA ISON of Ball State University It’s easy to say. Get covered: when sickness strikes and you don’t have health insurance, physical or financial ruin is likely to follow. But everybody knows that. And knowing it doesn’t change the fact that health insurance is notoriously expensive. According to a report by a trade organization called America’s Health Insurance Plans, the ...[Read More]

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Monday, March 12th, 2012

College Connect: Spring break planning calls for caution

By Sarah Boswell Spring break, that welcome pause before the last weeks of the semester, also offers the risk of financial pitfalls and other trouble amid the fun. Here’s our list of quick tips and lessons learned from other students. Watch what you book The attorney general’s office in Florida deals with consumer complaints all the time, and during spring break some of the most frequent ...[Read More]

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Thursday, February 23rd, 2012

College Connect: College plans survive family’s financial storm

By Benjamin Dashley, Ball State University All too quickly it was gone. Years of money set aside for my education – tucked away into supposedly safe investments, mutual funds, bank accounts. Gone. My family, like so many others during the Great Recession, lost half a lifetime’s worth of savings as the market shuddered and investments collapsed. For 18 years my folks had stashed away savings ...[Read More]

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Monday, February 13th, 2012

College Connect: How much work is too much?

By Sarah Boswell, Ball State University You probably know somebody like my friend Kayla. She’s a college senior who’s been putting herself through school while working about 25 hours per week – at various times as a restaurant server, teaching dance lessons and even wrangling kids at a daycare. She and her boyfriend live together and share expenses. He also works part time at a supermarket ...[Read More]

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Monday, February 13th, 2012

College Connect: Sweet as they may be, tuition refunds aren’t free money

By Benjamin Dashley, Ball State University The other morning I found a $700 check written to me. I didn’t work for it, I didn’t steal it. The check, of course, came from the loan I took out to pay for school. It’s tuition refund time, when thousands of us find ourselves with the money left over from our student loans after tuition is paid. So what do you do when 700 bucks ...[Read More]

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Monday, February 13th, 2012

College Connect: Coupon Clipping Can’t Make a King

By Victoria Ison, Ball State University Chex Mix, Yoplait yogurt, Cheerios – these are snacks my family enjoys at the mercy of the Sunday paper. Clipping coupons is my mother’s regular chore and my papa’s particular pleasure. For him, saving a few dollars and cents on groceries turns a trip to the grocery story into a triumph. Growing up in this frugal household, I learned to ...[Read More]

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Thursday, February 2nd, 2012

College Connect: Traveling on a Budget

By DAVID WIETLISPACH, University of Missouri It’s one of the great conundrums of college — going away for school, gaining independence, and … being stranded. For many, getting anywhere in a college town, or getting from a college town to anywhere, can be a tricky proposition. It was my reality for two years of my college experience. But, if you’re on a budget, and determined ...[Read More]

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Thursday, February 2nd, 2012

College Connect: Finding Cents

By Kelly Dickey, Ball State University In my family, college wasn’t an option – it was just part of the plan. Even at age 5 I remember my folks saying that a four-year university was in my future. And being the upper-middle class family we were — it would be on their dime. We had saved for college. All the plans were made. But then my dad unexpectedly left halfway through my senior year ...[Read More]

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Tuesday, January 24th, 2012

College Connect: Learn to barter and be generous in college

By Lauren Steffens, University of Missouri Going to college is expensive, but there are the ways to save. I’ve found that every day there are a lot of discretionary expenses – where to go for lunch, how much to spend going out, buying clothing. There are lots of ways to save. For example, Halloween is a very big deal on my campus, and lots of others. Over the years, I admit to buying ...[Read More]

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Tuesday, January 17th, 2012

College Connect: Study Abroad Dreams – making the cost worthwhile

By Alex Sagi, University of Missouri My dream took five years to come true and started while browsing the web to find my college home and career path. I wanted to live at the center of the political and economic world, meet its leaders, tell its stories and breath in its culture. As a high school junior enjoying American history and government classes, I was smitten by the University ...[Read More]

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Monday, January 9th, 2012

College Connect: Financial Aid: An Awesome Way of Saving Money

BY DERON DALTON, University of Missouri When I returned from NYC to Kansas City, Mo. I was broke. I was worried about how I was going to pay second month’s rent and have money in my pocket for whatever I needed for when I returned to Columbia, Mo. I was sitting at home – trying to relax – my last week before school started in Kansas City, Mo. Then, a miracle happened. I got a call from ...[Read More]

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Monday, January 9th, 2012

College Connect: Tough Decisions – internship, or take a job?

By Kaitlin Loukides, University of Missouri Two weeks ago, I graduated from the University of Missouri with my degree in Broadcast Journalism in one hand, and an unpaid internship in the other. Just yesterday, I was completely set to head out to Washington, D.C. to begin my internship with Al Jazeera English. Now, this particular news corporation had been the main factor that had ignited my interest ...[Read More]

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Monday, December 5th, 2011

College Connect: Looking ahead to grad school

By David Wietlispach, University of Missouri In an economic climate where students face daunting job prospects -- even the idea of competing with mom and dad for a job -- seniors ready to graduate with a bachelor's degree are giving more thought to staying put in school. I know...I'm one of them. But does it make financial sense to delay the real world for a few more years while pursuing grad ...[Read More]

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Monday, November 14th, 2011

College Connect: Taking a semester off: Dreams vs. Money: Reality Sets In

By CANDACE SAUTMAN, University of Missouri Never let money play a factor in pursuing your dreams, or so we’re told. That notion sounds nice, but money typically plays the largest factor. This has become increasingly clear during my time here in New York City. This past summer I had an internship in the city that most would consider rare. It was paid. I was making $10/hour working ...[Read More]

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Thursday, November 10th, 2011

College Connect: Life in a Greek house

By Lauren Steffens, University of Missouri One of the biggest decisions a college student makes is whether to join a sorority or fraternity. There’s a lot of pressure on some campuses, where 40 percent of students are members of a Greek organization. The rush process can be stressful, but it can be a dream come true to college students who seek to be part of the Greek life. But despite ...[Read More]

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Monday, November 7th, 2011

College Connect: Negotiating with parents – the tough call

By Candace Sautman, University of Missouri My dad is a single parent, so I only have him for support. In order to support my decision to stay in New York City this semester for an unpaid internship, a family friend decided to call him to see if he would change his mind about offering me some kind of financial support. The following day I heard the about the conversation that took place with ...[Read More]

Posted in Biz Buzz, Uncategorized

Monday, November 7th, 2011

College Connect: Taking a semester off – a risky proposition

By Candace Sautman, University of Missouri This semester, I decided to not go to college, and gain valuable work experience in New York City. I had interned here over the summer, and a magazine editor I met offered me the great chance to intern this semester – though no pay, which is common. Since the summer job was paid, I did have some savings, but as it turns out, not enough. If you think ...[Read More]

Posted in Biz Buzz, Uncategorized

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