Biz Buzz

August 2015

Tuesday, August 4th, 2015

College Connect: Preparing to survive, thrive during post college job search

By Ninfa Saavedra The idea of graduating from college and immediately starting a career is not reality, so spending continues for many new college graduates -- without a job. According to the Economic Policy Institute, the unemployment rate for recent graduates in 2014 was 3.3%. That’s higher than normal and 16.8% of new graduates are “unemployed” and can’t get jobs, job hunting or working ...[Read More]

July 2015

Thursday, July 30th, 2015

College Connect: As Internships start to end, consider a new job

By Morgan M. Grayned As summer internships begin to end, it might be time to consider whether you want to stay. Some internships end as early as late July. Others end in early or mid August. Some internships can become a full-time job. About 70 percent of internships at larger companies make full-time job offers to their interns, according to an survey. Every year companies, ...[Read More]
Friday, July 24th, 2015

College Connect: Scholarship Savvy

By Mariah Hickman You chose the college of your dreams, sent in what appears to be one of the best and brightest applications along with recommendations, an entrance essay that would knock the socks off of any college recruiter, paid your application fee and received that grand news that you had been accepted. But there is one major detail the goes unnoticed in your moment of joy and achievement: ...[Read More]

April 2015

Monday, April 13th, 2015

College Connect: The Need (or Want) to Work Multiple Jobs

By Phil Joens More than likely the income from your first job will be enough to get you by, but not much more. In addition to my full-time job I’m also getting paid to do freelance journalim and umpiring. I have been able to pile a little I cash on hand because of my full-time job. But I feel pressure, as I've detailed in past posts, because I have credit cards to pay down, and a student loan ...[Read More]
Monday, April 13th, 2015

College Connect: The Income Effect

By Phil Joens As I walked through the aisles at Walmart Express in Columbia, Mo., my stomach grumbled with hunger. I graduated from the University of Missouri only a few weeks before, and I kept thinking about how I was poor, on a tight budget and how everything in the store look good. Then a can of Chef Boyardee beef ravioli caught my eye. That day, it was on sale for just 75 cents, marked ...[Read More]

March 2015

Monday, March 30th, 2015

College Connect: Your credit score: what does it mean and why you should care

By Lauren Langille Your credit score is a number used to determine your riskiness of borrowing money from a lender. The higher the score, the more likely you are to pay back the loan. This means the lender is taking on less risk, so they are willing to lend you money at a lower interest rate. However, a lower number indicates you are a greater risk, so it becomes more expensive and can be difficult ...[Read More]
Wednesday, March 11th, 2015

College Connect: How and when to invest while in college

BY A.J. FEATHER Many college students have loans, bills and unexpected expenses around every corner. So it might seem silly to start investing, and in some cases it is. Loans and utilities might seem more pressing than retirement, but there are a lot of advantages to getting a head start even if you have some debts outstanding. When should money be used to pay off debt versus invested? The ...[Read More]

May 2014

Wednesday, May 7th, 2014

College Connect: Ways to save while interning

By Annie Dankelson Like many of my fellow journalism students, I’ve been fortunate enough to land an internship this summer. And, especially with help the prestigious journalism schools out there these days, these internships can really take you anywhere. So while you could very well find a nice newspaper in your hometown and spend the summer at home with Mom and Dad, you also might find yourself ...[Read More]
Wednesday, May 7th, 2014

College Connect: Remember implicit costs while job hunting

By Annie Dankelson For seniors across America, graduation just finished up or is right around the corner. And with that, of course, comes entering the “real world” and the ever-important job search. For some people, that might be easy. But for journalism majors like myself, things might be a little more difficult. How many times have we all heard the speech that journalism is a dying field ...[Read More]

April 2014

Tuesday, April 29th, 2014

College Connect: How to get paid for buying groceries (but it requires discipline)

By Madeline O’Leary I have a food-buying problem. That's mainly due to the fact that I like to cook. But I've still been to the grocery store three times in the past week, and I've spent over $100 because of those visits. Aside from housing, it's safe to say that the next largest chunk of my income evaporates at the grocery store. Soon, I plan to get a credit card, and I've conveniently discovered ...[Read More]

March 2014

Tuesday, March 18th, 2014

College Connect: Cost of Living Considerations

By Annie Dankelson All journalism students — probably all students, really — strive for them: those coveted summer internships. If you’re like me, you’ll take whatever you can get, wherever you can get it. This could be right in your hometown or in a big city miles away. However, while it’s good to keep your options open, especially as someone new to his or her field, living in different ...[Read More]
Tuesday, March 18th, 2014

College Connect: Expect the Unexpected

By Annie Dankelson As the typical “poor college student,” your parents probably tell you to spend your money wisely. They might even suggest creating a budget. I know that when I started having to pay for my own rent and food, putting money aside for different essential categories was quite helpful. However, imagine this situation. It’s the end of the month, and you’ve used all of your ...[Read More]

February 2014

Friday, February 28th, 2014

College Connect: Love Sports? Officiating is a worthwhile side job in college

By Phil Joens Do you want to earn a lot of money at a high paying job in sports? Yes? Then officiating may be the profession for you. Officiating sports is a little known way to make a lot of money. It does take a thick skin though. I started umpiring Little League baseball games for $15 a game when I was 13 years old. This summer I made between $20 per game and $30 per game. Players on the ...[Read More]

January 2014

Friday, January 10th, 2014

College Connect: Trimming the Expenses

By Taylor Malottki It’s hard to determine the biggest expense for a college student aside from tuition and text books. My two biggest costs come as rent and driving– this includes paying for gas and parking– and I’m more than certain that I’ve invested more into my car than my car is actually worth. So, what does this say about other college kids? Many students have to pay rent, and ...[Read More]
Friday, January 10th, 2014

College Connect: Three Costs You’re Not Expecting

By Taylor Malottki Incoming college students are getting kicked out of the nest and taking flight, but sometimes the aspect of being on their own is all a student can think about. Were you expecting the costs that would be heading your way when you were making your way out into the real world? The five things below are what you need to be aware of now that you’re growing up: 1. Unexpected Housing ...[Read More]
Friday, January 10th, 2014

College Connect: Acting Your Wage

By Taylor Malottki Yesterday when I checked my bank account balance I had $1.09 available to use with a swipe of my card. I wasn’t shocked because my bank account balance has been at its lowest since high school due to some poor investments on my part, but it can be hard to sleep at night when a processing transaction is all it takes for your bank account to go in the hole. Like many college ...[Read More]

December 2013

Tuesday, December 17th, 2013

College Connect: It’s fun – make your own piggy bank

By Phil Joens Do you remember that piggy bank that you had as a kid?  I know you’re thinking “Yeah, but aren’t those are for kids?” Well, not exactly. Spare change may seem like just a few cents when it’s in your pocket. But over time that change adds up. says,  “One company that makes its living counting change estimates that the typical household has $90 in ...[Read More]
Tuesday, December 17th, 2013

College Connect: Opening a credit card for college students

By Phil Joens Opening a credit card for the first time can be intimidating, but it is also necessary to establish good credit. If you’re like me, you don’t have a credit card because you fear getting farther into debt. But if you plan on buying a house or a car in the next 5 to 10 years, you may need to have a credit history to get the loan you’ll need. Your credit score is determined ...[Read More]
Tuesday, December 17th, 2013

College Connect: Does healthy food have to be more expensive?

By Phil Joens Michael Pollan’s Omnivore's Dilemma provides an insightful look into how food is made and manufactured. After reading this book I wanted to figure out how to eat healthier. But as Pollan points out, healthy food is often the most expensive food. Current agricultural subsidies support farming for products like corn, soybeans, and meat production but undercut efforts to make healthier ...[Read More]

November 2013

Thursday, November 21st, 2013

College Connect: Trading in Your iPhone

By GREG MANTELL As smart phones have moved from a novelty to commonplace, consumers can benefit from new trade-in policies. The rapid evolution of technology used to mean not only the exciting prospect of a new model of smart phoneʼs being released every 6 or 12 months--but also the prospect of having to shell over another $500 for the latest and greatest model. But now Apple and many carriers ...[Read More]
Thursday, November 21st, 2013

College Connect: Security Deposits

 By GREG MANTELL If you rent from a private landlord in Missouri you should be aware of your rights about the return of your security deposit. Iʼm told by a rentersʼ advocate (an attorney for the University of Missouri) that many landlords simply assume most tenants will not stand up for their rights and insist on the return of the security deposit. Many landlords and management companies ...[Read More]
Thursday, November 21st, 2013

College Connect: Why Local Isnʼt Always Best When it Comes to Insurance

By GREG MANTELL Although I had had insurance for many years when I lived in California, I found myself starting at square one when I moved to Missouri for graduate school. So I asked around to see what insurance companies people recommended. A fellow student suggested going with a company headquartered locally. Big mistake-- not so much for asking for an opinion but for going with the first company ...[Read More]

June 2013

Tuesday, June 11th, 2013

College Connect: Eight steps to managing your frivolous expenses

By MADELINE O'LEARY My budget is usually thwarted by my unrelenting cravings for meals that I can't make for myself. These meals most often involve Mexican cuisine. One day last week, I spent the majority of the afternoon pacing around my house, resisting the nagging urge to get on Yelp and research Miami's greatest fish tacos. I eventually gave into this urge, because my love for fish tacos is ...[Read More]
Thursday, June 6th, 2013

College Connect: What you need to know about the potential rate increases on student loans

By MADELINE O'LEARY If you've been paying attention to the news out of Washington, you'd know that the current rates on federally subsidized student loans are set to double on July 1. Because I'm in-state and tuition is significantly less for me, I somehow steered clear of student loans. Nonetheless, I found this news terrifying, seeing as many have declared the student loan system in America deeply ...[Read More]
Thursday, June 6th, 2013

College Connect: A personal budget saved by homemade coffee

By MADELINE O'LEARY Panther Coffee in the Wynwood art district of Miami is nothing less than a boutique coffee shop. The strong, smokey scent of roasting coffee beans hangs heavily in the air. Customers can watch the straight-faced employees fuss intimately with each handful. The shop specializes in small-batch roasting and the hand-brewed preparation of coffee beverages. The thing to order is a ...[Read More]
Monday, June 3rd, 2013

College Connect: Piecing together a budget in on of America’s largest, most lavish cities

By MADELINE O'LEARY I moved to Miami about a week ago to take an internship at the Miami Herald. As a Missouri native and cold-weather aficionado, the South is largely a strange and foreign land to me, so I fully expected to melt into a pool of oil within 48 hours of entering Floridian territory. That, fortunately, has not been the case. And I’m living just fine in the sun with extra dark sunglasses ...[Read More]

May 2013

Wednesday, May 29th, 2013

College Connect: The Cost of Uncertainty

By ROBERT ABEL It's most important question every graduate faces: What is next? Up until about March of this year I had no clue of what I would be doing after graduation. All I knew was that I was tired of the Midwest and that I wanted to go to work somewhere in Southern California. I spent the greater half of my senior year filling out applications to jobs and fellowships. I wanted to apply ...[Read More]

April 2013

Tuesday, April 16th, 2013

College Connect: A financial milestone: paying off my car loan

By ALEX BACA I've waited for a long time to write these words: my car is paid off. At the beginning of February, I paid the remainder of my loan and gave myself a pat on the back. My car loan wasn't scheduled to be paid off for another year or so. But when my parents told me I had to take over the loan obligation after I graduated college, I vowed to pay back the loan as soon as I could. Why? ...[Read More]
Tuesday, April 16th, 2013

College Connect: Grads Face Rough Job Market

By KATIE BRENNAN Here’s some distressing news for soon-to-be grads, since I’m sure that’s what you were hoping for. A report out this week from the Economic Policy Institute said there is little hope for young graduates. The depressing message: if you get a job, it’s going to be a low-paying entry-level position. The report admits it can’t tell the future and the job market is slightly ...[Read More]

February 2013

Monday, February 18th, 2013

College Connect: Taxes: Students need to learn how to file

By ALEXANDRIA BACA Filing taxes can be scary for working folks of all ages. In fact, more than 80 percent of filers used a tax-preparation service or software to complete their yearly returns. I first filed my taxes as a singe person in college, after my parents stopped claiming me as a dependent on their returns. I spent hours hunched over my computer, studying the IRS website and going over ...[Read More]
Tuesday, February 12th, 2013

College Connect: The thing we forget about – health insurance

By Hannah Spaar One of the most important things we don’t like to think of ourselves as old enough to worry about is insurance. But it’s something that once set up, we can forget about and get back to having fun. Health insurance is getting easier to have taken care of, since under the Affordable Care Act (if you don’t recognize the title, you almost certainly know it as “Obamacare”) ...[Read More]
Tuesday, February 12th, 2013

College Connect: Talking budgets with Mom has a generation gap

By Hannah Spaar One of what I consider the best traits of our generation is our bold moves toward female financial independence, especially while in relationships. But this is something our parents’ generation didn’t experience, so it’s important for us to communicate the difference to them when talking about finances. My parents dated throughout my mom’s time in college, so her expectations ...[Read More]

December 2012

Thursday, December 27th, 2012

College Connect: My first semester abroad

By Robert Abel This spring I spent my first semester abroad. I went to Buenos Aires, Argentina. I had planned to use the money from financial aid to support myself while I was abroad. It would have been roughly over $4,000, which would have been a little over $1000 a month to live on. The only problem was the extra money was through parent plus, or a loan that your parents co-sign on for an added ...[Read More]
Thursday, December 27th, 2012

College Connect: Parents and Personal Finance

By Robert Abel My first post was about how I felt the need to help and give back to my parents. I spoke about how I used the money left over from my student loans to help my parents with bills and other expenses. While I still support helping my parents, I would also like to expand on my previous post by  talking about the limitations and what I have learned since. You have to learn when enough ...[Read More]
Friday, December 14th, 2012

College Connect: Learning from our parents financial mistakes

By ROBERT ABEL My first post was about how I felt the need to help and give back to my parents. I spoke about how I used money left over from my student loans to help my parents with bills and other expenses. While I still support helping my parents, I would like to expand on my previous post by addressing the limitations and what I have learned. First, you must learn when enough is enough. Sometimes ...[Read More]
Friday, December 14th, 2012

College Connect: Need a fresh look at your spending? There’s an app for that.

By  ALON GALBOA  Smartphone apps are seemingly everywhere these days – one for every purpose imaginable. Some are for fun and others for work. But what if you need to get your financial life in order? The first, and some might say the only, app you need is Mint. It is the perfect way to get a birds-eye view of your personal finances. You can either input information or more conveniently securely ...[Read More]
Friday, December 14th, 2012

College Connect: Save money on tuition by looking for classes off campus

By ALON GALBOA College can be expensive. Everyone knows that. But if you’re already in college, why not also try and save some money and stress? How’s that possible, you might ask yourself. Is there some strange class not in the course catalog that offers the same credit of your regular classes, but costs less and is pass/fail? If these magical classes existed, would you enroll in them? To ...[Read More]
Friday, December 14th, 2012

College Connect: Starting young

By ALON GALBOA College is full of decisions. Some of them, like what to major in or who to date, are obvious. Others can be less clear. Yet, there’s one decision that you could start right now that puts you in a better financial position than almost all other college students. It’s not winning the lottery, or inheriting large amounts of money, it’s saving money and investing. It’s a ...[Read More]
Wednesday, December 12th, 2012

College Connect: Bargains may really be blunders

By KATIE BRENNAN The rise in popularity of online deal sites like Groupon, LivingSocial and Lifebooker has been about as dramatic as the discounts they offer. The discount sites have seen spectacular growth in recent years, aided by the U.S. recession and increased consumer interest in mobile technology. Earlier this month, Bloomberg reported Groupon’s stock price was surging on speculation ...[Read More]
Monday, December 3rd, 2012

College Connect: A college student and the fiscal cliff

By NICK THOMPSON As a young college student surviving on canned tuna and cheap beer, there was not much that met the eye for me for some time on this whole fiscal cliff thing. All that I had heard was that tax hikes and spending cuts were coming, and Congress will be dysfunctional as always in solving the problem. That was before the election, and at that point I was still jealous that Mitt ...[Read More]
Monday, December 3rd, 2012

College Connect: ‘Tis the season of exchanging gifts

By ALEXANDRIA BACA The winter holidays are supposed to be a time of giving thanks and celebrating the company of family and friends. I always get a little stressed out, though, at the thought of exchanging gifts. When I was younger, my parents would give my three sisters and I some cash, drop us off at the local mall and we’d spend the day in alternating pairs, buying gifts for the family. Since ...[Read More]

November 2012

Wednesday, November 21st, 2012

College Connect: Paying for college on a budget

By ALLISON PRANG If you're doing it essentially alone, paying for college isn't going to be an easy task, especially in today's economic times. Before starting my freshman year at the University of Missouri, I was offered different financial packages at four different schools. One was almost a full ride to a private liberal arts college in the middle-of-nowhere Iowa. But I wasn't having any ...[Read More]
Wednesday, November 21st, 2012

College Connect: Weighing the post-college job offer

By SYDNEY MILLER  Finding a job: the new frontier -- at least, it is for college students. Finding a job post-graduation can be a daunting and frightening task, but choosing a job can be even scarier. What do I mean by that? Sifting the good jobs from the…job with less benefits. Aside from the occasional internship and part-time job, students have no experience navigating the world of employment ...[Read More]
Wednesday, November 21st, 2012

College Connect: Earning money on the side

By  ALEXANDRIA BACA  As a graduate student, I’m not exactly making the big bucks. I have a graduate assistantship working as an assistant news editor at the Columbia Missourian that grants me a tuition waiver and an above-minimum wage. I still, however, have more out in students loan than I’m comfortable with so I spend a fair amount of time picking up extra hours at the Missourian or looking ...[Read More]
Monday, November 5th, 2012

College Connect: Planning ahead for student travel

By JUSTIN YANG   November usually marks the beginning of the yearning to take a break from the onslaught of midterms and endless amounts of papers waiting to be written. Going home in November means reconnecting with old friends about your wild college experiences and a chance to show off how much you've grown since leaving high school. More importantly, going home for Thanksgiving and other ...[Read More]
Monday, November 5th, 2012

College Connect: It’s never to early to start building good credit

By SYDNEY MILLER It is supposed to be easy. Credit card companies practically beg students with youthful naïveté and lackluster self-control to open an account. I receive at least four credit offers in the mail each year; an everlasting irony, considering I am rejected by the same companies every time. The first life advice I’d lend to any student new to the world of personal finance is, ...[Read More]
Monday, November 5th, 2012

College Connect: How to talk about money — when you live together

By ALEXANDRIA BACA When my partner and I decided to move in together, we knew we'd need to have some frank (and uncomfortable) discussions about money. We're both graduate students, and that means staying within our budgets is important. We agreed to split our shared expenses 50-50, including groceries, rent and utilities. To keep track of who has paid for what, we use a small dry-erase board ...[Read More]
Monday, November 5th, 2012

College Connect: Preventing Debit Card Fraud

By DANIELLE MCCARTHY It was the scariest phone call I’ve ever received. I suppose, in retrospect, I should be happy it is the scariest phone call I’ve ever received. But waking up to a phone call from a stranger telling you he has reason to believe your bank account has been compromised is never good. What’s that you say? More than $1,000 in charges to websites based in the United Arab ...[Read More]

May 2012

Tuesday, May 29th, 2012

College Connect: Lessons learned while studying abroad

By: ARMEEN MISTRY, University of Missouri This past summer when I studied abroad in Argentina, there was question about how I would deal with money, with paying for things on a day-to-day basis. My parents were from an era of Traveler's cheques and hard cash exchange.  The study abroad coordinator suggested I withdraw money using my debit card regularly. After some research, we realized unfortunately ...[Read More]
Tuesday, May 29th, 2012

College Connect: Live like a student (including budgeting…)

 By: ARMEEN MISTRY, University of Missouri   At the beginning of this semester, I applied to approximately 25 law schools. Call me crazy, stupid, naive, or whatever you would like, it was intense to say the least. Fortunately, many schools offered application fee waivers which cut down on some of the expense, but the Law School Admission Council (LSAC), in all their glory, decided to tack ...[Read More]

SABEW - Walter Cronkite School of Journalism and Mass Communication,
Arizona State University

555 North Central Ave, Suite 406 E, Phoenix, AZ 85004-1248
Phone: (602)-496-7862 Fax: (602) 496-7041


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