By Alexa Nicole D’Angelo

The first time I really started to think about money was when I got my first credit card. I am a notorious shopaholic with a tendency to shop until I have nothing in my bank account when I am stressed. I got my first credit card with a limit of $1,200 and within two months, I had maxed it out. No one had really explained credit to me, other than I knew I needed to have a decent credit score to get a car or an apartment. I tanked my credit by being careless and missing payments, and it’s something I’m still recovering from.

Alexa Nicole D’Angelo is a student at Arizona State University